- There are many companies who write in nearby states (TX, MS, AL) but do not write Homeowners or Auto policies in Louisiana.
- The reason that many insurance companies choose not to do business in Louisiana is government overreach and overly restrictive laws and regulations by our state government.
- Many of these laws that restrict insurance companies from using their normal business practices are unique to Louisiana.
Because Louisiana has so few insurance companies offering coverage, the lack of competition drives insurance premiums much higher than surrounding states where insurers compete for business.
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